FamilyFamily size 5PRO layer available

100k Family Budget

This template is structured for household survival first: core groceries, controlled utilities, school fees when needed, and enough discipline to keep at least one buffer alive.

Salary Target

PKR 100,000

Allocated

PKR 100,000

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Free breakdown

Category allocation

Cached after first generation

Atta

15.3% of the monthly plan

PKR 15,300

Ghee

7.2% of the monthly plan

PKR 7,200

Sugar

3.6% of the monthly plan

PKR 3,600

Electricity (Protected Slab Estimate)

9.9% of the monthly plan

PKR 9,900

Gas

4.5% of the monthly plan

PKR 4,500

Daal, Sabzi, And Kitchen Basics

20.7% of the monthly plan

PKR 20,700

Transport

8.1% of the monthly plan

PKR 8,100

Medicine And Emergencies

6.3% of the monthly plan

PKR 6,300

Mobile And Internet

3.6% of the monthly plan

PKR 3,600

School Fees

10.8% of the monthly plan

PKR 10,800

Rent And Household Buffer

10% of the monthly plan

PKR 10,000

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Saving tips

Pull one weekly bazaar trip out of the month and buy only essentials with a written list.

Keep electricity units inside the protected slab by batching ironing and water-motor use on fixed days.

Reserve 5,000 PKR on payday before fuel top-ups and chai cash start leaking through the month.

PRO projection

Inflation-aware next month view

PRO mode adds a 10-15% inflation shock layer, next-month projection, and Ask Roza tips for households that need a deeper monthly planning view.

Projected next month

PKR 112,000

Assumes a 12% survival buffer on the current structure.

Atta

PKR 15,300 now

PKR 17,136

Ghee

PKR 7,200 now

PKR 8,064

Sugar

PKR 3,600 now

PKR 4,032

Electricity (Protected Slab Estimate)

PKR 9,900 now

PKR 11,088

Ask Roza Tips

Pull one weekly bazaar trip out of the month and buy only essentials with a written list.

Keep electricity units inside the protected slab by batching ironing and water-motor use on fixed days.

Reserve 5,000 PKR on payday before fuel top-ups and chai cash start leaking through the month.

PRO access is available on request

Save the template first, then contact Roznamcha if you need the upgraded planning view and PDF for your household.

Save first

Habit formation

This module is built for return visits, not one-time downloads

Save the template now. Next month, open the same template and compare the planned survival split against your real kharcha, ration pressure, and school-fee shocks.

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