StudentFamily size 1Free template

Student Budget

This template is structured for household survival first: core groceries, controlled utilities, school fees when needed, and enough discipline to keep at least one buffer alive.

Salary Target

PKR 25,000

Allocated

PKR 25,000

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Free breakdown

Category allocation

Cached after first generation

Atta

15.2% of the monthly plan

PKR 3,800

Ghee

8.8% of the monthly plan

PKR 2,200

Sugar

4.4% of the monthly plan

PKR 1,100

Electricity (Protected Slab Estimate)

12% of the monthly plan

PKR 3,000

Gas

5.6% of the monthly plan

PKR 1,400

Daal, Sabzi, And Kitchen Basics

20.8% of the monthly plan

PKR 5,200

Transport

9.6% of the monthly plan

PKR 2,400

Medicine And Emergencies

7.6% of the monthly plan

PKR 1,900

Mobile And Internet

4.4% of the monthly plan

PKR 1,100

Rent And Household Buffer

11.6% of the monthly plan

PKR 2,900

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Saving tips

Pull one weekly bazaar trip out of the month and buy only essentials with a written list.
Keep electricity units inside the protected slab by batching ironing and water-motor use on fixed days.
Reserve 5,000 PKR on payday before fuel top-ups and chai cash start leaking through the month.

PRO projection

Inflation-aware next month view

PRO mode adds a 10-15% inflation shock layer, next-month projection, and Ask Roza tips for households that need a deeper monthly planning view.

Projected next month

PKR 28,000

Assumes a 12% survival buffer on the current structure.

Atta

PKR 3,800 now

PKR 4,256

Ghee

PKR 2,200 now

PKR 2,464

Sugar

PKR 1,100 now

PKR 1,232

Electricity (Protected Slab Estimate)

PKR 3,000 now

PKR 3,360

Ask Roza Tips

Pull one weekly bazaar trip out of the month and buy only essentials with a written list.
Keep electricity units inside the protected slab by batching ironing and water-motor use on fixed days.
Reserve 5,000 PKR on payday before fuel top-ups and chai cash start leaking through the month.

Habit formation

This module is built for return visits, not one-time downloads

Save the template now. Next month, open the same template and compare the planned survival split against your real kharcha, ration pressure, and school-fee shocks.

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