Student Budget
This template is structured for household survival first: core groceries, controlled utilities, school fees when needed, and enough discipline to keep at least one buffer alive.
Salary Target
PKR 25,000
Allocated
PKR 25,000
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Free breakdown
Category allocation
Atta
15.2% of the monthly plan
PKR 3,800
Ghee
8.8% of the monthly plan
PKR 2,200
Sugar
4.4% of the monthly plan
PKR 1,100
Electricity (Protected Slab Estimate)
12% of the monthly plan
PKR 3,000
Gas
5.6% of the monthly plan
PKR 1,400
Daal, Sabzi, And Kitchen Basics
20.8% of the monthly plan
PKR 5,200
Transport
9.6% of the monthly plan
PKR 2,400
Medicine And Emergencies
7.6% of the monthly plan
PKR 1,900
Mobile And Internet
4.4% of the monthly plan
PKR 1,100
Rent And Household Buffer
11.6% of the monthly plan
PKR 2,900
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Saving tips
PRO projection
Inflation-aware next month view
PRO mode adds a 10-15% inflation shock layer, next-month projection, and Ask Roza tips for households that need a deeper monthly planning view.
Projected next month
PKR 28,000
Assumes a 12% survival buffer on the current structure.
Atta
PKR 3,800 now
PKR 4,256
Ghee
PKR 2,200 now
PKR 2,464
Sugar
PKR 1,100 now
PKR 1,232
Electricity (Protected Slab Estimate)
PKR 3,000 now
PKR 3,360
Ask Roza Tips
Habit formation
This module is built for return visits, not one-time downloads
Save the template now. Next month, open the same template and compare the planned survival split against your real kharcha, ration pressure, and school-fee shocks.
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